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Understanding Premiums and Pricing

Key Takeaways A gold premium is the difference between the live spot price and the total price you pay for physical metal. It covers fabrication, dealer margin, shipping, and insurance. It is a real cost — not an arbitrary markup. Standard ranges (June 2026): Gold bars 2–4% above spot; gold sovereign coins 4–8%; silver bars 4–6%; silver sovereign coins 8–12%. Jewelry and numismatics are a different category entirely and should not be benchmarked against these figures. (GoldSilver market data, June 2026) Premiums fluctuate. They widen during demand surges or supply disruptions and compress when supply is plentiful. For most long-term […]

Step-by-Step Guide to Buying Physical Metals

To buy physical gold and silver, follow five steps: choose a reputable dealer with transparent pricing and a buyback policy; select the right product for your budget (sovereign coins for flexibility, bars for scale); pay by bank transfer to minimize costs; decide on storage — professional vault or home safe; and think in years, not months. Physical precious metals differ fundamentally from paper alternatives like ETFs. You own the metal outright. There is no counterparty exposure and no dependency on the financial system to honour your claim. Most people find the buying process simpler than expected. What takes longer is […]

Mary

Samantha is wonderful. I was nervous about spending a chunk of money. I asked her to `hold my hand’ and walk me through making my purchase.  
She laughed and guided me through, step by step. She was so helpful in explaining everything... 

A. Howard

Travis was amazing! I was having difficulty with a wire transfer of my life’s savings, and I was very worried that I might not be able to receive it all. My husband just passed away and I’ve been worried about these funds along with grieving for 8 months. As soon as I got connected with Travis, my concerns were immediately addressed and he put me at ease. The issue was resolved within days. He even called me back with updates to keep me in the loop about what was going on with the funds. I am so grateful for a customer representative like Travis. He really cares for his clients.

Sam was also very helpful! I called and was connected to Sam within 30 seconds. She helped me with a fee that was charged to my account. She had a great attitude and took care of the fee quickly.

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    Michael G.

    Outstanding quality and customer service. I first discovered Mike Maloney through his “Secrets of Money” video series. It was an excellent precious metals education. I was a financial advisor and it really helped me learn more about wealth protection. I used this knowledge to help protect my clients retirements. I purchase my precious metals through goldsilver.com. It is easy, fast and convenient. I also invested my IRA’s and utilize their excellent storage options. Bottom line, Mike and his team have earned my trust. I continue to invest in wealth protection and my own education. I give back and help others see the opportunities to invest in precious metals. Thank you.