How Is Gold Taxed When You Sell It? The 28% Collectibles Rule Explained

Excerpt:
Sell physical gold or silver, and the IRS doesn’t tax you like a stockholder — it taxes you like someone who sold a painting. Here’s the 28% collectibles rule behind that gap, how it treats ETFs like GLD differently from mining stocks, and what it means for gifting, inheriting, or holding metal in an IRA.
Digital Gold vs Physical Gold: What Do You Actually Own?

Not all gold investments are created equal. Whether you’re buying bullion or investing through an app, understanding what you actually own — and what risks come with it — is the first step to making the right choice for your portfolio.
