The No-Home-Storage-IRA Myth: Why the IRS Requires a Depository

A home storage gold IRA sounds convenient, but the IRS doesn’t allow it. This piece walks through why: the 2021 Tax Court case that settled the question, what Section 408(m)(3) actually requires, and the two-step compliant path — custodian, then depository — for holding gold and silver in a retirement account.
