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Is Gold a Good Investment? What 2026’s Worst Quarter Since 2013 Proved 

Stacked gold bars on a table with a declining stock chart displayed on a screen in the background

Gold has returned about 9% a year in US dollars since 1971. It also just had its worst quarter since 2013, falling more than 25% from January’s record. Both facts are true, and central banks bought a record second quarter through the decline. Here is the honest answer, including four real downsides.

Gold Coins vs. Rounds: Which Should You Buy?

Side-by-side comparison of a 1 oz gold coin with Liberty design and a plain 1 oz .999 fine gold round

Gold coins carry legal tender status and cost more, 4% to 8% over spot, while private-mint rounds cost less but resell slower. Here’s what actually drives that gap, and the two common assumptions about IRA eligibility and taxes that turn out to be wrong.

Gold During Recessions and Market Crashes: 100 Years of Evidence

A 1000g fine gold bar resting beside a tablet screen showing major stock indices in steep decline — illustrating gold's historical role as a safe haven during a recession and market crash.

Most investors assume that when stocks fall, everything falls. The historical record on gold during a recession says otherwise. Across the four biggest financial crises of the past century, gold has followed the same pattern: an initial selloff, then a sustained rally driven by the monetary response that always follows.

Is Gold an Inflation Hedge? The 54-Year Record and the Mechanism Most Investors Miss

A grocery receipt totaling $109.73 beside a US $100 bill on a dark surface — the gap between them illustrates why investors turn to gold as an inflation hedge against declining purchasing power.

Gold has outpaced inflation by roughly double for more than five decades — but only 16% of its price movements since 1971 correlate with CPI. The real driver is real yields, not headline inflation. This canonical guide covers the complete historical record era by era, the second structural shift that began in 2022, the portfolio case for a 10% allocation, and the six most common questions investors ask about gold and inflation.

How Much Gold Should You Own? The Research-Backed Answer

A hand placing an American Gold Eagle coin onto a small stack of gold coins on a matte gray surface — illustrating how much gold you should own by building a position gradually.

Most investors hold less gold than the research supports. CPM Group’s 53-year study identifies 20% as the optimal allocation for risk-adjusted returns. The World Gold Council documents meaningful improvement starting at just 5%. Your personal number depends on three variables: time horizon, confidence in the dollar’s purchasing power, and how quickly you could liquidate if you needed to. Tags: gold portfolio allocation, how much gold to own, gold allocation percentage, gold allocation calculator, physical gold, gold IRA, portfolio diversification, sound money, purchasing power, gold vs silver, gold silver ratio, dollar cost averaging, financial sovereignty, central bank gold buying, World Gold Council, CPM Group, rebalancing, inflation hedge, 60/40 portfolio, paper assets, gold ETF vs physical gold, financial vulnerability score, gold investing, precious metals allocation, stagflation hedge

When Is the Best Time to Buy Gold? Read the Cycle, Not the Price

A .9999 fine gold bar reflecting a blurred analog clock face — illustrating that the best time to buy gold is determined by long-cycle ratios, not short-term price timing.

Trying to time the exact gold price bottom has a near-zero success rate, even for professionals. The more useful question is whether the structural conditions driving gold demand are still intact — and what the Dow/Gold ratio says about where we are in the cycle.

Mary

Samantha is wonderful. I was nervous about spending a chunk of money. I asked her to `hold my hand’ and walk me through making my purchase.  
She laughed and guided me through, step by step. She was so helpful in explaining everything... 

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Travis was amazing! I was having difficulty with a wire transfer of my life’s savings, and I was very worried that I might not be able to receive it all. My husband just passed away and I’ve been worried about these funds along with grieving for 8 months. As soon as I got connected with Travis, my concerns were immediately addressed and he put me at ease. The issue was resolved within days. He even called me back with updates to keep me in the loop about what was going on with the funds. I am so grateful for a customer representative like Travis. He really cares for his clients.

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