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Even High Earners Are Falling Behind on Credit and Auto Loan Payments

Upper-income Americans are increasingly struggling to keep up with credit card and auto loan payments, signaling rising financial stress even among higher earners.

Delinquencies in households earning $150,000 or more have surged nearly 20% over two years, partly due to slower hiring and higher borrowing costs. This shift highlights growing economic vulnerability as consumer spending from top earners has been a key driver of growth.

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Samantha is wonderful. I was nervous about spending a chunk of money. I asked her to `hold my hand’ and walk me through making my purchase.  
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Travis was amazing! I was having difficulty with a wire transfer of my life’s savings, and I was very worried that I might not be able to receive it all. My husband just passed away and I’ve been worried about these funds along with grieving for 8 months. As soon as I got connected with Travis, my concerns were immediately addressed and he put me at ease. The issue was resolved within days. He even called me back with updates to keep me in the loop about what was going on with the funds. I am so grateful for a customer representative like Travis. He really cares for his clients.

Sam was also very helpful! I called and was connected to Sam within 30 seconds. She helped me with a fee that was charged to my account. She had a great attitude and took care of the fee quickly.

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