Silver Rises Over 120% YTD 
Published: 09-04-2025, 09:37 am | Updated: 09-26-2025, 06:13 am
While retail investors have been selling gold and silver for 16 years straight, the world’s largest institutions are quietly positioning for what Mike Maloney calls “a global monetary system reset.” His latest video reveals why this disconnect could represent one of history’s greatest wealth transfer opportunities.
The Retail vs. Institutional Divide
Mike opens with striking data: retail gold and silver sales have declined steadily since 2008, even as prices hit historic highs. Global allocation to gold has dropped to just 0.5%—far below the historical 2% average.
Meanwhile, institutions are moving aggressively:
- China now mandates insurers allocate 1% of assets to physical gold, absorbing 15-20% of annual mine supply
- India’s pension funds are drafting rules to allow gold investments
- Indonesia is restricting gold exports to preserve domestic reserves
- Hong Kong investors have tripled gold holdings according to HSBC
“The whole reason I started GoldSilver.com is to try and protect people from government stupidity,” Mike explains. “Yet the very people I’m trying to protect are moving the opposite direction.”
The Paper Gold Time Bomb
Mike exposes the most dangerous aspect of today’s gold market: paper leverage. Through “rehypothecation,” one ounce of physical gold can support 100 ounces of paper claims.
“The entire gold market is hallucinating that there is a hundred times more gold out there than really exists,” Mike explains. “That means the price is suppressed from where it would naturally be trading.”
If even a small percentage of paper gold holders demand physical delivery, Jim Rickards estimates prices could hit $25,000 per ounce “before an investor could yell buy.” This may explain why Trump’s planned Fort Knox audit was mysteriously cancelled.
Silver’s Extreme Opportunity
While gold dominates headlines, silver presents an even more dramatic opportunity. Using Shadow Stats’ original inflation methodology, silver’s 1980 peak would equal $1,640 today. At current prices around $40, silver trades at just 2.4% of that high.
“Look at where it sits. It is an extreme bargain,” Mike emphasizes, explaining why he lets the gold-silver ratio guide his accumulation strategy.
Investing in Physical Metals Made Easy
Currency Collapse in Real Time
Mike provides two powerful examples of currency devaluation:
Japan: Gold broke 500,000 yen, tripling in five years. With the developed world’s worst debt-to-GDP ratio, Japan’s choice is “print or collapse.”
Venezuela: Mike shows footage of supermarkets pricing everything in grams of gold, with customers paying by weighing gold flakes at checkout. “Historically, real money will win out over government abuse.”
Why This Time Is Different
The evidence suggests this isn’t a normal bull market but a complete monetary restructuring:
- Florida legalized gold and silver as money
- Trump’s team explores gold-backed Treasury bonds
- Nations explicitly dump US Treasuries for physical gold
- The dollar has fallen to 1/3,300th of an ounce of gold
“It’s vital to grasp that this is not going up,” Mike stresses. “It is mostly currencies depreciating.”
Based on logarithmic charts showing previous 2,400% moves, Mike’s analysis suggests $12,000 to $50,000 gold isn’t just possible—it may be conservative if the paper gold system unwinds.
“For heaven’s sake, do not miss it,” Mike warns. While he never recommends buying gold or silver, he shares what he’s doing: accumulating steadily and letting the gold-silver ratio guide his decisions.
