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Two Investors Ran the Debt Math Separately. Both Landed on 15% Gold.

Dalio gold allocation strategy shown as a large stack of gold bars next to a small stack of coins, representing a 15% core gold position versus a smaller satellite asset

Ray Dalio’s August 21 post cited an $11 trillion debt-service figure behind his call to hold 10-15% of a portfolio in gold. Days later, gold-app CEO David McAlvany independently reached a strikingly similar conclusion — and neither man sizes bitcoin anywhere close to gold.

Vault Storage vs. Gold ETFs: Who Owns the Gold You Paid For?

Diagram comparing vault storage vs ETF ownership, showing only a solid gold bar connecting to a vault lock while an ETF certificate and home safe icon remain disconnected

A gold ETF share and a bar in a vault sound like the same investment. They’re not. One is a claim on a trust that only Authorized Participants can redeem for metal; the other is allocated ownership you can verify. Here’s what each option actually gives you, and what it costs.

Why the 10-5-3 Rule Fails Gold and Silver Investors

Gold coins stacked next to a US dollar bill — why the 10-5-3 rule fails gold and silver investors

Excerpt:
The 10-5-3 rule helps investors set return expectations for stocks, bonds, and cash. But gold and silver aren’t paper assets — and measuring them with a framework built for yield and earnings leads to the wrong conclusions every time. Here’s what precious metals investors use instead.

BofA Says the Stock Market Is About to Snap Back. Gold Is Down 3% This Year. Do the Math.

Gold bullion bar resting on a dark surface beside a sharply rising green candlestick chart, illustrating the gold vs S&P 500 2026 performance gap as equity speculation reaches its most extreme level since 1999 to 2000.

Bank of America placed current equity speculation at its most extreme since 1999 to 2000 — the year before gold began a decade-long, 659% bull run. Gold is down 3% year-to-date while the S&P 500 is up 9%. When earnings-driven assets compress from these extremes, capital moves toward assets that require no earnings at all. That mechanism has not changed.

How Is Gold Taxed When You Sell It? The 28% Collectibles Rule Explained

Gold coins resting on a completed IRS Schedule D capital gains form, illustrating how is gold taxed when you sell it

Excerpt:

Sell physical gold or silver, and the IRS doesn’t tax you like a stockholder — it taxes you like someone who sold a painting. Here’s the 28% collectibles rule behind that gap, how it treats ETFs like GLD differently from mining stocks, and what it means for gifting, inheriting, or holding metal in an IRA.

Gold or Silver First? A First-Time Buyer’s Framework

2024 American Gold Eagle and American Silver Eagle coins side by side on dark slate — should I buy gold or silver first

Most guides tell you gold is safer and silver is cheaper. That’s true and useless. This 4-question framework maps your budget, goals, storage, and liquidity needs to a clear starting point — so your first precious metals purchase is the right one.

Gold Portfolio Allocation: Why Wall Street Is Rewriting the 60/40

Gold portfolio allocation shift: handwritten notepad showing 60/40 crossed out and replaced with 60/20/20

For forty years, the 60/40 portfolio was the default prescription for the serious investor. That model worked because stocks and bonds moved in opposite directions when markets got scared. That relationship is broken — and the institutions that built trillion-dollar businesses on it are now replacing bonds with gold.

Mary

Samantha is wonderful. I was nervous about spending a chunk of money. I asked her to `hold my hand’ and walk me through making my purchase.  
She laughed and guided me through, step by step. She was so helpful in explaining everything... 

A. Howard

Travis was amazing! I was having difficulty with a wire transfer of my life’s savings, and I was very worried that I might not be able to receive it all. My husband just passed away and I’ve been worried about these funds along with grieving for 8 months. As soon as I got connected with Travis, my concerns were immediately addressed and he put me at ease. The issue was resolved within days. He even called me back with updates to keep me in the loop about what was going on with the funds. I am so grateful for a customer representative like Travis. He really cares for his clients.

Sam was also very helpful! I called and was connected to Sam within 30 seconds. She helped me with a fee that was charged to my account. She had a great attitude and took care of the fee quickly.

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