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Gold Fell 1.62% Today. Gold Miners Didn’t. Here’s the Math.

Stacked gold bullion bars in soft directional light beside a blurred trading monitor showing mining stock tickers and a price chart, illustrating the divergence between gold mining stocks and physical gold bullion.

Gold mining stocks didn’t fall as fast as bullion today. The reason is operating leverage, and its limits: miners carry reserve depletion, debt and equity risk that physical gold never does. Here’s the mechanism, and what it means for how you hold your metal.

How Much Gold Should You Own at 25, 45, or 65?

Four hourglasses with gold sand representing gold investment by age, from long time horizon to short

How much gold should you own at 25, 45, or 65? The right allocation isn’t a fixed percentage. It moves with your time horizon, income needs, and volatility tolerance, and this decade-by-decade framework shows you how, using the same models Morgan Stanley and Bridgewater actually rely on.

Gold/Silver Ratio September 2026: What a 12-Week Round Trip Is Telling Holders

Gold silver ratio September 2026: a balance scale with a gold bar on one side and a stack of silver coins on the other, illustrating how many ounces of silver equal one ounce of gold.

The gold/silver ratio swung from 61.7 to 70.4 and back to 66.3 in just twelve weeks, a round trip far wider than its normal range. Here is what the swing reveals about silver’s higher-beta relationship to gold, and how to size a silver position with that asymmetry in mind rather than chasing any single ratio reading.

Two Investors Ran the Debt Math Separately. Both Landed on 15% Gold.

Dalio gold allocation strategy shown as a large stack of gold bars next to a small stack of coins, representing a 15% core gold position versus a smaller satellite asset

Ray Dalio’s August 21 post cited an $11 trillion debt-service figure behind his call to hold 10-15% of a portfolio in gold. Days later, gold-app CEO David McAlvany independently reached a strikingly similar conclusion — and neither man sizes bitcoin anywhere close to gold.

Vault Storage vs. Gold ETFs: Who Owns the Gold You Paid For?

Diagram comparing vault storage vs ETF ownership, showing only a solid gold bar connecting to a vault lock while an ETF certificate and home safe icon remain disconnected

A gold ETF share and a bar in a vault sound like the same investment. They’re not. One is a claim on a trust that only Authorized Participants can redeem for metal; the other is allocated ownership you can verify. Here’s what each option actually gives you, and what it costs.

Why the 10-5-3 Rule Fails Gold and Silver Investors

Gold coins stacked next to a US dollar bill — why the 10-5-3 rule fails gold and silver investors

Excerpt:
The 10-5-3 rule helps investors set return expectations for stocks, bonds, and cash. But gold and silver aren’t paper assets — and measuring them with a framework built for yield and earnings leads to the wrong conclusions every time. Here’s what precious metals investors use instead.

Mary

Samantha is wonderful. I was nervous about spending a chunk of money. I asked her to `hold my hand’ and walk me through making my purchase.  
She laughed and guided me through, step by step. She was so helpful in explaining everything... 

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Travis was amazing! I was having difficulty with a wire transfer of my life’s savings, and I was very worried that I might not be able to receive it all. My husband just passed away and I’ve been worried about these funds along with grieving for 8 months. As soon as I got connected with Travis, my concerns were immediately addressed and he put me at ease. The issue was resolved within days. He even called me back with updates to keep me in the loop about what was going on with the funds. I am so grateful for a customer representative like Travis. He really cares for his clients.

Sam was also very helpful! I called and was connected to Sam within 30 seconds. She helped me with a fee that was charged to my account. She had a great attitude and took care of the fee quickly.

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