Gold Just Ignored a War. Here’s What It’s Actually Watching.

Gold and silver fell Monday even as a shut Saudi pipeline and a struck vessel in the Strait of Hormuz raised the stakes in the Middle East. The real driver: Fed rate-hike odds jumped to 86.5% two days before Wednesday’s decision.

How Much Gold Should You Own at 25, 45, or 65?

How much gold should you own at 25, 45, or 65? The right allocation isn’t a fixed percentage. It moves with your time horizon, income needs, and volatility tolerance, and this decade-by-decade framework shows you how, using the same models Morgan Stanley and Bridgewater actually rely on.

Do You Have to Report Gold Stored in a Foreign Vault? FBAR and FATCA Rules Explained

The IRS says directly held gold isn’t reportable under FATCA. FBAR asks a different question, one that depends on your vault’s custody structure, not the metal or the country. Here’s the distinction, straight from IRS and FinCEN’s own text.

Two Investors Ran the Debt Math Separately. Both Landed on 15% Gold.

Ray Dalio’s August 21 post cited an $11 trillion debt-service figure behind his call to hold 10-15% of a portfolio in gold. Days later, gold-app CEO David McAlvany independently reached a strikingly similar conclusion — and neither man sizes bitcoin anywhere close to gold.

Your Bank Balance Is Lying to You. The Number Is Real. The Wealth Isn’t.

Your bank balance shows a number. That number is not your wealth — it’s a measuring stick. And measuring sticks can shrink. Megan King Diaz explains why, and what actually holds its value.

14 Million Coins Sold. Zero Design Changes in 35 Years. Here’s Why Investors Keep Choosing the Philharmonic.

The Austrian Gold Philharmonic has been struck in .9999 fine gold by the Münze Österreich every year since 1989. Over 14 million coins have been distributed worldwide. Here is what serious buyers need to know about its specifications, IRA eligibility, premium structure, and how it compares to the American Gold Eagle.

M2 Money Supply: The Number That Makes Your Portfolio Meaningless

Most investors check their portfolio every day. Very few have ever looked at a chart of M2 money supply. That gap — between what feels important and what actually is — turns out to be one of the most expensive mistakes a long-term saver can make. Here is what M2 is, why it grew 55 percent since 2020, and why it tells you something your portfolio never will.

Gold Is Down 26%. Silver Is Down 51%. What Does the Stacker Do Now?

Gold and silver have pulled back sharply from their January 2026 peaks. The structural case — six consecutive silver deficits, 863 tonnes of central bank gold buying, and a gold-silver ratio above its long-run average — has not changed. This guide covers the floor thesis, how to read the GSR as a strategic compass, and how dollar-cost averaging turns volatility into an advantage.

Gold Allocation Calculator: How Much Should Your Portfolio Actually Hold?

How much gold should your portfolio hold? The generic 5–10% guidance comes from 1980s research. Updated analysis puts the optimal range higher — and the right number for you depends on specific variables you can calculate.

What Is Profit Booking in Gold and Silver? The Mechanism Explained

Profit booking in gold and silver means selling a position to lock in gains after a price rise — not a sign the bull market is over. This guide explains the mechanism behind the price dips, why silver falls harder than gold, and what it means for long-term holders of physical metal.