Silver Rises Over 120% YTD 
Updated June 11, 2026
Yes — GoldSilver accepts most major credit and debit cards, including Visa, Mastercard, American Express, and Discover. But before you reach for your card, it's worth knowing that a better option may save you money at checkout.
Your Payment Options at a Glance
GoldSilver currently offers two ways to purchase immediately, plus three pre-funding methods if you prefer to load cash into your account first.
Instant Purchase: Credit or Debit Card
If you want to lock in today's price right now, a credit or debit card gets it done. Add your card to your account, complete your purchase at checkout, and your metals are priced and secured at that moment.
One thing to know: card purchases are charged at full market price. No discount applies.
Important: Once an order is placed, it is a binding agreement. If an order is cancelled or defaults, you are responsible for any market loss GoldSilver incurs, plus a Redemption Fee of up to $475 per transaction. All orders are subject to GoldSilver's standard market loss terms.
Instant Purchase: ACH via Plaid (Recommended)
For clients who want both immediate purchasing power and a better price, the recommended method is linking your bank account through Plaid. The integration verifies your account automatically — no paperwork, no manual steps — and the funds are pulled directly at checkout.
The advantage: ACH via Plaid qualifies for a 4% discount off market price, which card payments do not.
Note that not all banks are compatible with Plaid. If yours isn't, the pre-funding options below are your next best path.
Pre-Funding Your Account
Pre-funding means depositing cash into your GoldSilver account in advance, so you're ready to buy the moment you want to. This requires a verified account.
| Method | Processing Time | Notes |
|---|---|---|
| ACH Deposit | 4 full business days after deposit date | Link via Plaid (instant verification) or manually with voided check/bank statement plus two micro-deposits. Email confirmation when funds are available. |
| Bank Wire Transfer | Same day to next business day | Use the Fund tab in your account or contact GoldSilver for wire instructions. Your bank may charge a wire fee on their end. |
| Mailed Check | 7 full business days after GoldSilver receives your check | Slowest option, but available if preferred. |
Which Method Is Right for You?
If you're buying now and want the best price: use ACH via Plaid.
If you want simplicity and don't mind paying full market price: use a credit or debit card.
If you're planning ahead and want funds ready: pre-fund via wire for speed, or ACH deposit for a balance between convenience and cost.
Questions? GoldSilver's support team can be reached at [email protected] or (888) 319-8166.
