Gen Z, shaped by the 2008 financial crisis and pandemic challenges, is actively preparing for a potential recession through practical strategies.
They’re embracing budgeting trends like “no-buy” challenges, using financial apps, and shifting away from “YOLO” spending.
Many are developing multiple income streams through side hustles and skill-building, while others are moving back home to reduce expenses and save money.
Though these habits provide a stronger financial foundation, external factors like rising rent, student loans, and inflation mean even the best preparation can’t guarantee complete protection from economic downturns.



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