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Is 25% Gold Your Portfolio Sweet Spot? A Data-Driven Deep Dive

In our latest video, Alan Hibbard walks you through over a century of market history — complete with live Excel dashboards — to show how gold can simultaneously boost returns and tame volatility. Here’s a closer look at the five most eye-opening takeaways. 

1. Why Gold Truly Belongs in Every Portfolio 

Gold isn’t just a hedge against inflation or financial panic—it’s a powerful engine for growth. Drawing on fresh research from Goldman Sachs, Alan shows how even a modest slice of gold can improve your risk-adjusted returns. Over rolling 10-year periods, portfolios with 10–25% gold consistently posted higher Sharpe ratios than all-stock allocations—proof that gold smooths out the ride while steering your ship north. 

2. Putting Harry Browne’s “Permanent Portfolio” to the Test 

Harry Browne famously advocated a 25% split across stocks, bonds, cash, and gold. But is that truly optimal? By back-testing monthly data since 1915, Alan demonstrates that while 25% gold often hits a “sweet spot,” there are eras (think 1970s stagflation) when bumping gold up to 30–40% materially boosted returns—at the expense of a little extra volatility. 

3. When Too Much Gold Can Backfire 

It’s tempting to think “more is better,” but Alan’s stress-tests show that allocations north of 50% often underperform in prolonged bull markets—especially when stocks rebound aggressively. You’ll see clear curves charting annualized return versus volatility, pinpointing the precise range where gold adds value without dragging you down. 

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4. The Surprising Power of a 300:1 Silver-to-Gold Ratio 

Mike Maloney’s bold 75% silver / 25% gold strategy gets a full workout. Against century-long bull and bear cycles, this high-silver mix delivered jaw-dropping annual gains—sometimes north of 40%—during precious-metals booms. Yet in downturns, silver’s extra volatility can be punishing. Alan walks you through exactly when and why the 300:1 ratio works (and when it doesn’t). 

5. Interactive Excel Dashboards & Real-World Scenarios 

Numbers stick when you can see them in action. You’ll get a guided tour of live Excel models that let you toggle gold weightings, test out decades-long stretches, and compare scenarios side-by-side. It’s financial education made hands-on—no boring slides, no hidden formulas. 

Ready to find your own gold “sweet spot”? 

Watch the full deep dive now and gain actionable insights you can apply today.  

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