Gold-Silver Ratio Hits 100:1 – A Historic Buying Signal for Silver 
Citigroup has issued a bearish call on gold, predicting it could drop to $2,500 or lower next year after its record-breaking rally.
However, UBS senior adviser Brendan O’Connor remains bullish, maintaining a year-end price target of $3,500 for gold, citing strong fundamentals like central bank demand and geopolitical tensions.
O’Connor suggests investors consider silver as an alternative, seeing 8-9% upside potential.
He also recommends looking at international stocks over U.S. equities due to better valuations, and advocates for alternative investments like private credit and private equity given expected muted returns in traditional markets.
