Bank wire is one of the most straightforward ways to fund your GoldSilver account — fast, secure, and with no fees on our end for incoming deposits.

Here's exactly how it works.

Why Bank Wire?

Wire transfer is the fastest pre-funding method available. Once your funds land, your account balance is ready to deploy — same day or next business day. It's the preferred route for buyers who want to move quickly when the market gives them an opening.

GoldSilver does not charge fees for incoming wire deposits. Your bank may charge a transfer fee on their side — worth a quick call to confirm — but nothing is added on our end.

Step-by-Step: Buying Gold or Silver via Bank Wire

Step 1 — Create and Verify Your Account

Bank wire purchases require a verified GoldSilver account. If you haven't already completed verification, do that first — it unlocks the full set of funding options and keeps your order moving without delays. You can start at app.goldsilver.com.

Step 2 — Get Your Wire Instructions

Log in to your account and select the FUND tab. Your personalized wire instructions are there — including the beneficiary account details and the fields to include your name and GoldSilver account number (sometimes labeled OBI1 and OBI2 by your bank). Including both is important: it's how we match the incoming wire to your account and avoid processing delays.

Step 3 — Initiate the Wire at Your Bank

Most banks let you send a wire transfer in person, online, or via fax. The process varies by institution — if you haven't done it before, a quick call to your bank's customer service line will walk you through it. Both domestic (U.S. Fed wires) and international (SWIFT) wires are accepted.

Domestic wires typically arrive within one business day. International wires may take a bit longer depending on the sending institution.

Step 4 — Funds Clear, and You're Ready to Buy

Once your wire is received, your account balance is updated and you'll receive an email notification. At that point you can browse the full catalog and place your order at the current market price.

Want to Keep Funds Ready for the Right Moment?

One of the smarter moves available to GoldSilver clients is pre-funding your account. Wire a balance ahead of time, and when prices move in your favor you can act immediately — no waiting for a new wire to clear. It's a simple way to stay positioned in a market that doesn't wait around.

For questions about pre-funding or to set it up, contact our customer service team at 1-888-319-8166 or [email protected] (Monday–Friday, 9am–6pm ET).